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Direct Graduate PLUS Loan

The Direct Graduate PLUS Loan is available to graduate students who have not reached their full cost of attendance with other aid. The loan is in the student's name and is based on the student's credit rating.


You must be a fully-admitted graduate student taking at least 5 credits at the graduate level (500 or above), and you must complete a FAFSA.


The U.S. Department of Education charges a 4.204% origination fee on all Direct Graduate PLUS Loans.

Interest Rate

The Direct Graduate PLUS Loan interest rate is 6.41% for 2013-2014.  The interest rate for 2015-2016 is 6.84%.   These rates are fixed for the life of the loan.

Other Important Details

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