Federal Perkins Loan Federal Perkins Loan http://www.ewu.edu/admissions/financial-aid/loans/perkins en-us Wed, 16 Apr 2014 16:21:23 UTC Wed, 16 Apr 2014 16:21:23 UTC webmaster@ewu.edu webmaster@ewu.edu

Federal Perkins Loan

Federal Perkins Loanfinancial aid, loans, student loans, perkins loan

Undergraduate and graduate students who demonstrate financial need, indicate a preference for loans on the FAFSA, and meet the priority funding deadlines are eligible for Perkins Loan. The interest rate is fixed at 5% and unlike the Direct Loans, there is no origination or default fee.

Benefits of Perkins Loan

  • Deferred repayment while in school at least half-time
  • Interest free while in school
  • Nine month grace period prior to repayment
  • Repayment is to Eastern Washington University
  • Cancellation benefits to those who qualify (contact Student Financial Services for more details)

Annual and Lifetime Borrowing Limits

  • Annual Limit (Undergraduate) $5,500 (depending on availability of funds)
  • Annual Limit (Graduate) $8,000 (depending on availability of funds)
  • Lifetime Limit (Undergraduate): $27,500
  • Lifetime Limit (Graduate): $60,000
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