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Financial Aid Limitations

Quarterly and annual financial aid is limited by state and federal regulations. All students are assigned an annual Cost of Attendance (COA) based on their state of residency and student level (undergraduate or graduate). Also, as part of the FAFSA process, each student is assigned an Expected Family Contribution (EFC), which is the amount the government expects you and your family to contribute to your annual educational costs. Financial aid is limited by these two variables, COA – EFC = financial need.

For any term, you may not exceed COA with any educationally-related financial support. This includes grants, loans, scholarships, work study, tuition waivers, third party tuition assistance, etc.. In addition, you may not exceed your “financial need” in any term with need based aid. Need based aid includes grants, work study, certain tuition waivers, and subsidized loans.

Many students accept all possible offered financial aid early in the financial aid award cycle. If an additional scholarship or other aid is awarded later, existing financial aid sources may need to be reduced to allow room for the additional assistance.  Whenever possible, student or parent loans are adjusted first.  In some situations, work study and/or grant assistance may also need to be reduced and/or canceled.

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