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Loan Repayment

Repaying Your Federal Student Loans

Repayment of federal student loans is required six months after leaving school or dropping below half-time enrollment.  Your loans will be assigned by the US Department of Education to a loan servicer. The loan servicer is who you will pay back and who you will contact if you have questions regarding your loans. To find out who your loan servicer is, log onto You will need your FSA ID and password.

A great way to manage your student loans and learn of different repayment plans is to create a SALT account at Once logged in, use the Know What You Owe tool. This tool will import your loans from NSLDS and will allow you to use calculators, repayment scenarios, and budgeting plans that are customized to your outstanding loans.  SALT also provides free counselling with professional loan experts to assist you with your loan questions.

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